Becky Kesterson

Mortgage Consultant

NMLS #483832

With more than 38 years in banking and over two decades dedicated to mortgage lending, Becky Kesterson brings unmatched experience and a true passion for helping families achieve homeownership. Originally from East Texas and now proudly serving the Ruidoso community, Becky has been with City Bank since 2015 and understands how to navigate today’s complex lending environment with confidence and clarity.

Becky’s approach is simple: listen first, educate clearly, and provide outstanding service from application to closing. Her background includes leadership roles with JP Morgan Chase Mortgage, and she is a member of the Leaders Club—recognizing top performers for exceptional results and customer satisfaction.

Whether you’re purchasing your first home, upgrading, or refinancing, Becky is committed to finding the right loan solution from City Bank’s wide range of products and programs to meet your unique needs.

Outside the office, Becky is deeply involved in the Ruidoso community and is a graduate of Leadership Lincoln Class 16. She and her husband Lee are proud parents, grandparents, and great-grandparents who enjoy giving back to the place they call home.

When you’re ready to take the next step toward homeownership, Becky is ready to guide you every step of the way.

Contact

1850 Sudderth Drive
Ruidoso , NM , 88345

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The calculations provided by this calculator are based entirely on the information you enter, including any loan amount and/or interest rate. These calculations do not reflect the terms available for any City Bank Mortgage loan. The information cannot be used by City Bank Mortgage to determine a customer’s eligibility for a specific product or service. All calculators are provided by a third-party and are not associated or controlled by City Bank Mortgage. City Bank Mortgage is not responsible for the content, results, or accuracy of the information. Calculations are for informational purposes only and not intended as an advertisement.

Loan approval is subject to credit and property approval and program guidelines. Other restrictions apply. Not all loan programs are available in all states for all loan amounts. Interest rates and program terms are subject to change without notice. If your down payment is less than 20 percent of the home’s purchase price, mortgage insurance may apply. If subject property is located in a special flood hazard area, flood insurance may apply. Homeowners insurance and property taxes may be reserved in an escrow account and allocated each year. Taxes, insurance, and any other potential fees are not determined until an application is submitted and a property is identified. The monthly escrow items are 1/12 of the actual amount and do not include a cushion. Other fees may apply.