Joe Collins
Mortgage Consultant
NMLS #1839938
With over 40 years of experience in mortgage lending and real estate, Joe brings a wealth of knowledge, passion, and dedication to the City Bank Mortgage team.
An Oklahoma native and proud Oklahoma State University graduate (Go Cowboys!), Joe is an avid sports fan who loves cheering for the Cowboys, Mavericks, Stars, and Rangers. But above all, his greatest pride is his family—four adult children and six cherished grandchildren, ranging from 16 years old to just a few weeks old.
Joe’s commitment to the mortgage and real estate industry is reflected in his leadership roles, including serving as Past President of the Dallas Mortgage Bankers Association and as a board member of the Texas Mortgage Bankers Association. As someone who loves building relationships and connecting with others, Joe looks forward to helping you turn your homeownership dreams into reality!
Contact
12720 Hillcrest Rd, Suite 201
Dallas
,
TX
,
75230
Check your affordability with our mortgage calculators.
Discover and prepare for your next step
The calculations provided by this calculator are based entirely on the information you enter,
including any loan amount and/or interest rate. These calculations do not reflect the terms available for any City Bank Mortgage loan.
The information cannot be used by City Bank Mortgage to determine a customer’s eligibility for a specific product or service.
All calculators are provided by a third-party and are not associated or controlled by City Bank Mortgage. City Bank Mortgage is not responsible
for the content, results, or accuracy of the information. Calculations are for informational purposes only and not intended as an advertisement.
Loan approval is subject to credit and property approval and program guidelines. Other restrictions apply. Not all loan programs are available in all states for all loan amounts. Interest rates and program terms are subject to change without notice. If your down payment is less than 20 percent of the home’s purchase price, mortgage insurance may apply. If subject property is located in a special flood hazard area, flood insurance may apply. Homeowners insurance and property taxes may be reserved in an escrow account and allocated each year. Taxes, insurance, and any other potential fees are not determined until an application is submitted and a property is identified. The monthly escrow items are 1/12 of the actual amount and do not include a cushion. Other fees may apply.
Loan approval is subject to credit and property approval and program guidelines. Other restrictions apply. Not all loan programs are available in all states for all loan amounts. Interest rates and program terms are subject to change without notice. If your down payment is less than 20 percent of the home’s purchase price, mortgage insurance may apply. If subject property is located in a special flood hazard area, flood insurance may apply. Homeowners insurance and property taxes may be reserved in an escrow account and allocated each year. Taxes, insurance, and any other potential fees are not determined until an application is submitted and a property is identified. The monthly escrow items are 1/12 of the actual amount and do not include a cushion. Other fees may apply.